Are RV Extended Warranties Worth It?

Are RV Extended Warranties Worth It

When you buy an RV, one of the first things you might think about is getting an extended warranty. But are they worth it? Here’s a look at some pros and cons to help you decide if an extended warranty is right for you. 

And we’ll also share our personal experience of extended warranty. So keep reading to learn more.

Define what an RV extended warranty is.

An RV extended warranty is a type of insurance that provides coverage for your recreational vehicle (RV) beyond the manufacturer’s original warranty. 

An RV extended warranty can help protect you from unexpected repair costs and can give you peace of mind when you’re on the road.

There are a few things to keep in mind when considering an RV extended warranty:

1- What’s covered:

Make sure you understand what’s covered and what’s not. Most RV extended warranties will not cover things like wear and tear or damage caused by accidents or weather.

2- Be sure to read the fine print:

Some RV extended warranties have a lot of exclusions, so it’s important to understand what you’re buying.

3- Shop around:

Not all RV extended warranties are created equal. Be sure to compare different plans to find one that best fits your needs.

4- Know what you’re getting for your money:

Some RV extended warranty companies offer additional benefits like roadside assistance or trip interruption coverage. 

These can be valuable perks, but make sure you understand what they cover before you buy.

Are RV extended warranties worth it?

This is a difficult question to answer, as it depends on several factors. People feel that they are worth the money, while others do not. Ultimately, it is up to the individual to decide whether or not an RV extended warranty is right for them. 

There are a few things to consider when making this decision.

  1. The first is the cost of the warranty. RV extended warranties can be quite expensive, so it is important to make sure that the cost is worth it for the coverage being provided.
  2. Another thing to consider is what type of coverage the warranty offers. Some warranties only cover certain types of repairs, while others cover almost everything. It is important to know what type of coverage you need before making a decision.
  3. Finally, it is important to consider your own needs. If you are the type of person who rarely has problems with their RV, then an extended warranty may not be necessary. 

On the other hand, if you frequently have issues, then an extended warranty could save you a lot of money in the long run.

Give examples of what is typically covered under an extended warranty.

An extended warranty is an insurance policy on your vehicle and it acts as a safeguard against expensive, unforeseen repairs. Many feel that you are paying for peace of mind more than anything else with an extended warranty. 

Depending on the company that you purchase your policy from, coverage can vary greatly.

However, some common inclusions in an extended warranty are:

  1. Engine: Parts and labor costs to repair or replace any internally lubricated part including pistons, oil pump and crankshaft bearings.
  2. Transmission: All internally lubricated parts as well as the torque converter, vacuum modulator and electronic controls.
  3. Drive Axle: Parts and labor costs to repair or replace the drive axle assembly including the axles, boots, bearings and hubs.
  4. Conditioning: Compressor, evaporator, condenser and all other associated parts.
  5. Brakes: Master cylinder, power assist booster, calipers, wheel cylinders, hydraulic lines and fittings, brake drums and rotors.
  6. Electrical: Starter motor, alternator, voltage regulator, wiper motors, washer pump motor, ignition system.
  7. Fuel System: Carburetors or fuel injectors and their related parts. Many extended warranties will also cover towing and rental car reimbursement if your vehicle needs to be repaired. Some companies will even throw in roadside assistance as an added perk.

Pros and Cons of having an extended warranty.

It’s important to do your research before deciding on whether or not to purchase an extended warranty.


  • You may not have to pay anything out of pocket for covered repairs.
  • Can save you money in the long run if you need major repairs.
  • Gives you peace of mind knowing your vehicle is covered.
  • May increase the resale value of your car.


  • Can be expensive.
  • Doesn’t cover everything.
  • You may never use it.
  • May not be worth it if your car is old or has high mileage.

Now that you know the pros and cons of having an extended warranty, you can make a more informed decision on whether or not it’s right for you.

Share personal experiences with extended warranties

I have had both good and bad experiences with extended warranties. I once bought an extended warranty on a phone and it ended up being a waste of money because the phone never broke. 

However, I also bought an extended warranty on a laptop and it saved me a lot of money because the laptop ended up breaking and I would have had to pay for repairs if I didn’t have the warranty. 

Overall, I think that whether or not an extended warranty is worth it depends on the individual situation.

Offer advice on whether or not to get an extended warranty.

If you are purchasing a new car, chances are the dealership will offer you an extended warranty. There are a few things to consider before deciding if an extended warranty is right for you.

  1. First, think about how long you plan to keep the car. If you plan on selling it or trading it in after a few years, an extended warranty may not be worth the money.
  2. Second, consider your driving habits. If you tend to drive a lot or put a lot of wear and tear on your car, an extended warranty could save you money in the long run.
  3. Third, research the company that is offering the extended warranty. Make sure they are reputable and have a good track record.
  4. Last, ask yourself if you are comfortable with taking on the risk. An extended warranty is an insurance policy, so you will be paying for peace of mind.

If you decide an extended warranty is right for you, make sure to shop around and compare prices. Getting a good deal on an extended warranty can save you money in the long run.

FAQs – Are RV extended warranties worth it?

Who has the best warranty on RV?

There is no definitive answer to this question as different RV manufacturers offer different warranty terms and conditions. 

However, some of the brands that are generally considered to have good warranty coverage include Thor, Coachmen, Winnebago and Fleetwood. You should always check with the specific manufacturer for more detailed information on their warranty policies.

What time of year is best to buy an RV?

The best time of year to buy an RV depends on what kind of RV you are looking for and what your budget is. For example, if you want a luxury RV, you may be better off waiting until the end of the season when dealerships are trying to clear out their inventory.

However, if you are working with a more limited budget, you might want to consider shopping for an RV during the off-season when prices are typically lower. Ultimately, it is important to do your research and work with a reputable dealer to find the best RV for your needs and budget.

Can you buy an extended warranty on a used RV?

The answer to this question depends on the dealership from which you are purchasing the used RV. Some dealerships may offer an extended warranty for used RVs, while others may not. 

If you are interested in purchasing an extended warranty for a used RV, it is best to check with the dealership beforehand to see if they offer this service.

Does RV’s extended warranty cover furniture?

RV extended warranties typically do not cover furniture. However, there are some exceptions depending on the company you purchase your warranty from. Some companies may offer limited coverage for certain items, so it’s important to read the fine print before purchasing a policy.

If you’re looking for comprehensive coverage for your RV, consider a policy that includes coverage for both the structure and the contents. This way, you’ll be protected no matter what happens while you’re on the road.

Can you cancel an extended warranty on an RV?

Yes, you can cancel an extended warranty on an RV. However, you may not be able to get a refund for the entire cost of the warranty. 

Some companies will charge a cancellation fee and you may also have to pay a prorated amount for the time that you had the warranty.

Final Words

Ultimately, the decision of whether or not to buy an RV’s extended warranty is a personal one. Some people feel more comfortable having that extra layer of protection, while others find it to be an unnecessary expense. 

Before making a purchase, do your research and ask lots of questions to ensure you are getting the coverage you need at a price you can afford. Thanks for reading!

Cyrus Brown

Hi! I'm Cyrus Brown and I love to write. I also love to explore new things which is why I became an RV tourist. It's the best way to see as many places as possible while still having my home with me wherever I go. It's always interesting to me to try out new things, so you can often find me writing about my latest exploits.

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